How much would my insurance premium rise be? Car accident.?

If it's u'r 1st ticket and accident u should: 1) go to court and see about going to "traffic school." It has a small charge attached to it, but the ticket will not be on your record for insurance company purposes. If u pay the ticket, you can expect a 15% surcharge for the next five years on your auto policy (possibly only three yrs). There is nothing u can do about the accident. It doesn't matter if they pay $1 or $100,000.00. Fault is fault. You can expect a 20% surcharge for an at-fault accident. Again, 3-5 years. Contact u'r insurance company's underwriting department and they can give you specifics, but u can get rid of the ticket issue by going to traffic school. Good luck.