Help With CellPhone Problem?

I have a silver MOTOROLA RAZOR. It's old and sort of broken (because of sister and her friend) and I need to get a new phone. I really want the PALM CENTRO because it fits my lifestyle. I've checked online and I cannot get a new phone without violating the contract until March. By the way, I am apart of VERIZON WIRELESS. Does anyone know of a way, where I can get the PALM CENTRO with out it emptying my wallet? PLEASE HELP!! ASAP!